Legal
Terms of Service
Last updated: August 3, 2026
These Terms govern your use of StablecoinFlip. We've written them in plain English because you deserve to know exactly what you're signing up for.
1. Acceptance
- By opening or funding an account, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the platform.
2. Eligibility
- You must be at least 18 years old (or the age of majority in your jurisdiction) and legally able to enter this contract.
- You must not be a resident of, or accessing from, a restricted jurisdiction, United States, North Korea, Iran, Syria, or any sanctioned entity or region.
- You warrant that all funds you deposit are yours, lawfully sourced, and not derived from criminal activity.
3. Nature of the service
- StablecoinFlip provides non-custodial vaults that route stablecoin capital through third-party market-neutral strategies. We are not a bank, a broker-dealer, or an investment adviser.
- Simulated AI trading and copy-trading features operate against real market data in a simulated ledger. Displayed PnL is not a claim on external counterparties.
- Advertised yields are targets, not guarantees. Realised yield may vary week to week and can be zero.
4. Risk disclosure
- Digital assets are volatile. Stablecoins can de-peg. Smart contracts can be exploited. Even with audits, insurance, and multi-sig, total loss of principal is possible.
- Historical performance does not predict future results. Past uptime does not guarantee future uptime.
- You should not deposit funds you cannot afford to lose. You should seek independent financial advice.
5. Fees
- We charge a performance fee equal to 15% of realised yield on Basic, Silver and Gold; 12% on Diamond; 10% on Premium.
- There are no deposit, withdrawal, or management fees.
- Fees are deducted before payouts are credited to your vault. All fees are disclosed inside the app before you commit capital.
6. Deposits & withdrawals
- Deposits are credited once the on-chain transaction has been confirmed by the required number of blocks for the chosen network.
- Withdrawals honour the cool-down window disclosed on your plan tier. Rejected withdrawals are returned to your vault balance with a written reason.
- We may pause deposits or withdrawals during unusual market stress or when required by regulators; you will be notified in-app and by email.
7. Referral program
- Verified referrers earn 7.5% of the platform fees generated by their referred users, for the lifetime of those accounts.
- Self-referral, incentivised traffic, and fraudulent sign-ups are grounds for forfeiture and account closure.
8. Prohibited use
- Money laundering, terrorist financing, sanctions evasion, market manipulation, or use of the platform for the benefit of a sanctioned party, instant termination, funds may be frozen pending investigation.
- Attempted exploits of smart contracts or APIs, same, and referral to the appropriate authorities.
9. Termination
- You may close your account at any time from the Profile page. Pending withdrawals will still be honoured.
- We may suspend or terminate accounts that breach these Terms, with as much notice as the circumstance allows.
10. Liability
- To the maximum extent permitted by law, our aggregate liability to you is limited to the total fees paid by you in the twelve months preceding the claim.
- We are not liable for losses arising from third-party protocols, blockchain forks, oracle failures, or events of force majeure.
11. Disputes
- These Terms are governed by the laws of Zug, Switzerland. Disputes are resolved by binding arbitration under the Swiss Rules of International Arbitration, seat Zug, in English, on an individual basis.
12. Changes
- We may update these Terms. We'll email registered users at least 30 days before any material change takes effect. Continued use after the effective date is acceptance.
Nothing here is financial, tax, or legal advice. Yield is not guaranteed. You can lose money. Deposit accordingly.